Why comprehensive ongoing advice
The best strategy today may not be the most appropriate strategy tomorrow. Ongoing advice ensures that your financial plan is carefully adjusted in times of change and remains appropriate to your personal situation.
This can be changes to legislation, ensuring that your investment strategy remains appropriate for your personal circumstances and risk profile, or making sure your portfolio is actively positioned to weather financial markets in the event of a market downturn.
As an ongoing client, you will have access to our advisers and support as your needs change or life events occur. Whether it is an inheritance, redundancy, house changeover or move to residential aged care – your SWA adviser will be there to simplify the process, remove complexity and guide you through the financial implications.
While we formally provide a written valuation and review document annually, we monitor your situation and the investments you hold more frequently in the background. If we see issues arise which require more urgent attention or we feel a change to your investment portfolio is appropriate we will provide you with personal advice.
SWA Financial Planning discloses in writing all fees paid or payable for preparation of a Statement of Advice and for our comprehensive ongoing advice service.
The cost of your initial consultation is absorbed by SWA Financial Planning.
Following your initial consultation you will be provided with a written quotation outlining the cost involved in preparing your financial plan. We will only proceed with the preparation of the plan, paperwork and implementation once the quote has been accepted.